The cost of prescriptions is on the rise.  Many people have been laid off and find themselves without health insurance.  This situation necessitates looking for less expensive medications or different means for obtaining them.    Is this uncertain economy, affording health care and medications can be a real challenge.  I hope the tips I offer in this article will help you save money on your medications.

Go Generic – Take a close look at the medications you are taking.  If you are not already taking generic drugs, this is one place you can cut costs.  The cost is the major difference between brand-name and generic drugs.

If you are unsure, check with your physician.  Even when purchasing non-prescription items, if you check the labels you will find the ingredients are the same in store-brand or name-brand items.

Generic drugs can save you up to 90%.  If a generic-brand is not available see if there is a similar drug in the same class that has a generic version available.  As an example, Lipitor a cholesterol drug does not have a generic equivalent but Zocor another statin does.

Cut your pills in half enabling you to cut the costs. Drugs, as a rule, cost the same regardless of the dosage.  If you are taking a dosage of 50 mg ask your doctor to write a script for 100mg allowing you to split the pill in half and get “double” for your money.  You will need to discuss this option with your doctor.

Do your homework – The internet has a wealth of information. You can cut your prescription costs by 70% by shopping online.  Be sure to check with the National Association of Boards of Pharmacies (NABP) at http://www.nabp.net for a list of reputable, recognizable sites.  The sites listed at NABP have earned a Verified Internet Pharmacy Practice Sites (VIPPS) Accreditation.  The U.S. Food and Drug Administration at http://fda.gov/oc/buyonline can also provide advice on buying medications on line.

Order by mail – if you are fortunate to have health insurance, many plans allows you to purchase a 90-day supply at a lower cost than what you would pay at your local pharmacy.  If you choose this method be sure to order your medications two weeks in advance so you do not risk running out.

$4.00 Generic Drugs – Many pharmacies offer a generic $4.00 per month or $10.00 for a 90-day supply for certain generic drugs.  Ask your pharmacy for a list of the drugs they provide on this program.  Here I would like to offer a word of caution.  Just because your doctor is prescribing a generic drug does not mean it is definitely on this program. I personally take Tricor and my doctor wrote me a script for the generic brand.  I was in a state of shock when my pharmacist told me it cost $144.00. for a 90-day supply.  Needless to say, I did not buy those and went through the necessary steps to have the brand-name Tricor sent out from the pharmaceutical manufacturer for zero cost.

Pharmaceutical Assistance Programs – If you have little or no prescription drug coverage, you definitely want to check into this option.

Major pharmaceutical companies provide drugs for free or at a low cost to people who qualify.  You can find more information by going online to the pharmaceutical manufacturer of your drug.  You will find applications on their website that you can print out or request.  You will need to complete the application, get your doctor to fill in his applicable section, provide copies of your last two years of income tax returns,  and social security payment information, if that applies.

There are also companies, such as RX for Less that will take care of submitting your forms for a nominal fee.  If you have the time, filling out these forms and submitting them is not difficult and will help you save the cost of administration services.

If you decide to go directly through your pharmaceutical manufacturer, be sure you mark on your calendar when you will need to request a refill so you do not run out.  This all takes some effort on your part, but the savings are substantial.

I hope that this information will help you save money on medications.

I wish you good health!

Judy Conway

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Who would think that the reason you are not losing weight might be because you are not eating sufficient carbohydrates? (Good ones, of course!)  If you have Metabolism B and are following the Metabolism Miracle eating program it is important that you remember to eat 11 – 20 g net carbs every 5 hours in Step Two.

I hit a plateau on my Metabolism Miracle eating program and was becoming quite frustrated by not losing more weight.  I went over everything I was doing and hit upon the fact that once you have come through Step One on this eating program and you begin introducing carbs back into your diet in Step Two it is imperative to consume six or more carb servings per day. These servings must be 11 – 20 net low-impact carbs .

In Step Two you are allowed to reintroduce specified cereals and grains consisting of cooked oatmeal, cooked barley, brown or wild rice, whole-grain pasta, bulgur and dry cereal with 2 grams of fiber or more.

A greater variety of vegetables and legumes are allowed in Step Two such as corn, beets, peas, sweet potatoes or yams, carrots, kidney beans, lima beans, chickpeas, black and white beans.

Various fruits are reintroduced into your diet in Step Two. I really like fruit so this was a yummy addition to my diet!  On the acceptable list is apples, pears, peaches, plums, nectarines, cherries, natural applesauce, grapefruit, strawberries, blackberries, blueberries, raspberries, grapes, oranges, pineapple cubes, dried apricot halves and bananas.

For those of us who enjoy milk, Step Two has a great addition of fat-free, nonfat, 1%, 2% and skim milk.  You can also enjoy plain yogurt containing 11-20 g net carbs. Fruit-flavored yogurt sweetened with Splenda or sucralose – 11 – 20 g net carbs can be used.   If you like buttermilk you can include that in your diet (11 – 20 g net carbs).  If you are looking for desserts other than jello and flavored ricotta, you can now once again enjoy sugar-free/fat-free pudding (11 – 20 g net carb) and no-sugar-added ice cream products sweetened with Splenda (11 – 20 g net carbs).  I believe Bryers has an ice cream that will fit into this category.

Timing is very critical in Step Two.  It is important that you never go more than five hours without an 11 -20 gram net carbs serving.  You want to keep your metabolism stoked.  If you forget to do this, your liver will over compensate with glycogen.  This will cause stress on your pancreas and cause weight gain.

Step Two is a safe, nutritionally balanced diet that you can stay on as long as you like and continue to lose weight.  Once you have reached your weight goal Step Three details how you can keep weight off for the rest of your life and be healthy in the process.

As the book, The Metabolism Miracle goes into great detail and explanations on the changes taking place in your body, I would greatly suggest purchasing this book.  Mine is never very far away.  It is helpful in making up my menus and shopping lists.  It is a very small investment to make for a healthy body and eliminating the medications I am currently on.

I found that Amazon had a reasonable price for this book.  If you can find other things to put with your order adding up to $25.00 shipping will be free.  Check out the link below.

As always, I wish you great success in your journey to a healthier body.

Judy Conway

Email: judyconwaymarketing@gmail.com

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How valuable are you? I am sure you are immensely valuable. You are of great value not only to yourself, but to your family and friends and people you have yet to meet. It doesn’t matter if you are an internet marketing grandparent like me, or someone just starting out in the online marketing business, you have value. We can all fit together and help each other achieve success.

Recently I became involved with Ultra International. Ultra is an international company that provides solutions for health, home and wealth. Their products are environmentally friendly and chemically free. The containers are all biodegradable too. Not only are our personal “temples” protected and enhanced by these products, but so is our planet.

On November 1st, 2008 Ultra International launched its direct-to-consumer marketing division with the most explosive compensation plan in the industry. A newly developed spa quality line of SAFE and GREEN home care and personal care products called Pure Selects™ make up the product inventory.

Ultra is a 20-year old, rock solid, debt free company with executives on the staff providing experience in operating a highly successful consumer products manufacturing and distribution company and over thirty-five years of formulating in the areas of over-the-counter drugs, medical devices, cosmetics and consumer products. This provides a regulatory and compliance background necessary for the Ultra International’s fast paced environment.

As it says in the introduction to Ultra’s Products, “If we treated our cars like we treat our bodies, how long would they last?” That is a good question to ponder. We do need to give our bodies a fighting chance and join the Wellness Revolution. Ultra provides three products to assist in achieving this goal.

Mind is a shot of Health, Focus and Energy. It is a superdrink that is charged with the strongest natural antioxidants available, enhanced with over 120 plant derived vitamins and minerals and utilizes an enriched patented aloe vera delivery system. Mind has an estimated ORAC Value of 4500+.

Body is a Meal Replacement extremely low in fat, calories and carbs. It contains a high level of protein and nutrients. Each serving of Body delivers over 100 plant derived vitamins and minerals, critical digestive enzymes, essential probiotics and effective appetite suppressant known as Pure South African Hoodia. I can personally add to the above description that Body has helped in ridding me of my knee joint pain, hip and leg pain and lower back pain. I not only have lost a weight, but more exciting I’ve lost pain. This is a great product in this economy. Why spend money eating out, when you can have a delicious Body shake and be healthier?

Soul, is a Superfood symbiotic blend of the most critically essential and extremely beneficial nutritional ingredients known to man. The ingredients in Soul give your body a fighting chance. One teaspoon is equivalent to the daily recommended 10 full servings of the most essential and powerful fruits and vegetables your body needs.

Last, but certainly not least are the Home Care and Personal Care Products. These products are some of the highest quality and safest products in the market today. They are fragrance free, dye free, 100% green (biodegradable within 30 days) and free of harmful chemicals.

You are valuable, your family is valuable and your friends are valuable. We could all achieve better health if we utilized Ultra’s products and joined the Wellness Revolution!

And on another note, once you have achieved better health, you will also have achieved better wealth with Ultra and be able to enjoy the years ahead. To me wealth isn’t worth anything if you haven’t got the health to enjoy it.

Here’s to your health and success!
Judy Conway
678-493-4890
Ultra International
Skype ID: judy.conway
Email: jconwayultraselects@gmail.comGreen

I am a 62 year old grandparent who recently retired. I want to take this opportunity to pass along some information and tips that I have learned over the past couple of years regarding online internet marketing businesses. If you currently have a home based business and are finding success working online …then I applaud you. Keep up the good work! With the economy like it is with layoffs and people being forced to retire you might be contemplating starting a home based business. If that is the case please read on.

The most important thing I have learned is NOT to believe everything you are told. Be sure to do your due diligence on a business before you leap into it. Make sure that you know how the program works. Be sure that you are going to have sincere support and training from your leaders. Get a feel for whether or not this is going to cost you a lot of money to work. If it is … RUN!! You would be surprised at the hidden costs of some internet marketing businesses. Take into consideration you might have advertising costs, costs for leads, etc.

I spent 2-1/2 years with online business and spent a lot of my retirement fund trying to make it work. I took the training, attended meetings, followed the instructions of my upline leaders, sent emails, newsletters, and phoned people around the world and worked some days as much at 16 hours. When all was said and done I was in debt and not making enough money to meet my expenses with this business. Hence the warning, “Know what you have in store.” I finally faced the fact that this program was not going to work and I quit.

I am here to say, I am so very thankful that I did not give up because of one bad experience. A friend introduced me to the Crazy Foxes Marketing Group. This is a group of like-minded people consisting of great knowledgeable leaders and other internet marketers that are working at becoming successful. This is a group of people with integrity, who are ethical, honest, positive and have a good work ethic. It is sad to say, but these qualities are not always easy to find with the businesses out there on the internet.

I have been in this group for about 5 months and I have learned so much more than I learned over the past 2-1/2 years. I was not a stranger to computers, but I have learned skills that were the farthest from my dreams. It is not true that “you can’t teach an old dog new tricks.”The Crazy Foxes Marketing Group has awesome training and they direct you to programs that will help you become successful. And yes, there are many grandparents! They show you the correct, professional way to do things. I just can not say enough good things about the Crazy Foxes!! Please check them out and make your own decision after reading what you find there.

No matter what the product or service is that you are selling on the internet in the Crazy Foxes you will have access to the tools that will help you succeed.

This is just a short list of the programs/tools that I have learned about working with the Crazy Foxes. These tools are not just for grandparents that want to succeed at their home based business, but all internet marketers will find value in these.

• Veretekk: Veretekk is a powerful tool. Sign up for a Free Silver Account. This is our marketing system, our lead generator, SEO producer, and more… plus it is ONE of our primary income sources.

• New Plan Network: NPN is a real income generator, and I’m talking SERIOUS income, NPN and its products are the internet’s best kept secret. From Capture Page creator, to the elite multisponder auto responder system, these are absolute must haves for every internet marketer.

• Traffic Hoopla: Free system – Traffic Hoopla keeps on top of the best of the best Traffic Exchanges and Safelists. You join Traffic Hoopla and then join the highest producing traffic generators on the web, all managed from this central location.

• Protracker Plus: ProTrackerPlus is the ad tracking program recommended by the $200 Per Day Blueprint. It allows you to track your hits, conversions and more, and you get paid to refer others.

• Social networking. Twitter and Facebook are only two of many available. You not only develop relationships but you learn about powerful tools, and are able to share your knowledge with others. It is a great feeling to be able to “pay it forward”.

If you are like me, as a grandparent you want to be able to spend quality time with your family. You have paid your dues in the work force! I love the fact that my schedule is flexible working online. I can pick and choose the hours I want to work or “play”. That is very important to me after working in the corporate world with set schedules. Whether it be watching my grandkids play Wii, or trying to learn some of the “moves”, or enjoying an awesome dinner my daughter has prepared, or just being with them….life can not get much better than that.

Having a home based business will also help you when it comes to paying your taxes to the IRS. An office at home allows you to take many deductions which translates to money in your pocket. I know personally that the stock market has taken a big chunk out of my retirement fund. I am grateful finding ways to make the money I do have go further. There are many publications available to give you the regulations on what you can, or can not deduct.

As I mentioned above, The Crazy Foxes have several business opportunities listed on their site. One will save you money on things you are already doing, and also provide you with many benefits. The other will provide you with solutions for your home, health and wealth. Perhaps one of these opportunities will be helpful to you.

I do wish you healthy, happy and prosperous Golden Years!

Blessings,

Judy Conway

Judy Conway
678-493-4890
judyconwaycontact@gmail.com
Skype ID: judy.conway

YouTube has become a household word. Originally, I thought that our young people were the ones that basically used YouTube. I want to state now that this is not the case. I don’t profess to know all there is to know about this great tool, but I am definitely going to make every effort to learn all I can on how I can use it to help me be more successful in my internet marketing.

I am amazed at how many people find videos to use in presentations for their businesses on YouTube. And to take it one step further, people are promoting their businesses on YouTube.

I went to YouTube and searched for Marketing Tools and it came up with “about 13,700”. Amazing! And when I searched for Internet Marketing it came up with “about 58,600”. You can find information on a multitude of internet businesses and various ways to build a viable business. Anything from information on Google Adsense Tools, search engine optimization, free software tools and free marketing tips on how to make money online, just to mention a few. Needless to say, YouTube has a plethora of information.

I think that it is important that in developing our business we have an open mind and are willing to search for “other” ways to do things.  Granted I totally agree with the statement, “If it isn’t broken, don’t fix it.” However, if you haven’t found the key to success, progress is moving ahead, and not just staying in the same rut. Especially if those ruts are just getting deeper!

If you are wondering what you need to do differently in 2009 to become more successful, check out the social networks. I recently joined Twitter and someone is always sharing the latest and greatest tool they have discovered. One of those tools might just be what you are looking for and need. I know it has been that way with me.

I also found a group of internet marketers, The Crazy Foxes Internet Marketing Group.  This group consists of entrepreneurs that have a finger on the pulse of the internet marketing business.  What makes them so very special is that they are willing to help others by sharing their expertise.  I was involved with another internet marketing  business for two and half years and had never come close to learning what I have in the past three months.

I wish you new discoveries and great success in 2009.

Blessings,

Judy Conway

Solutions for your home, health and wealth!

Here we are blessed with another year.  The question is are we truly going to end 2009 feeling that we have accomplished what we set out to do and have we been a blessing to others.  I have found that when I help others and put them first I find myself on the receiving end more times than not.

In looking back at 2008 my saddest recollections were that I had not taken the one or two moments out of my busy schedule to go have a “that lunch” with a dear friend, or pursue insisting that I be able to visit another dear friend in the hospital.  Both of those treasured friends are gone.  I do hope they know that I truly loved them. I no longer pass up an opportunity to let people in my life know that I love them.  Hold your family and friends close to your heart.

I am one of those people who set out with a determination to lose weight in the new year.  When December 31st arrives I usually find myself wondering what went wrong. The excess pounds are still lingering! I must admit, it was I who went wrong.  I didn’t set realistic goals and work the plan.  I am so very excited this year to be part of a group of individuals in the Crazy Foxes Marketing Group.  We are going to become the Crazy Foxes Biggest Losers! We will encourage each other and that makes a big difference.  We have established a blog sharing recipes, tools and tips. 

The Biggest Loser program on TV is a great inspiration to me.  The segment that just aired in January, 2009 especially hit me hard.  If a person is overweight and does nothing about it they will not only encounter painful health problems, live a lesser quality of life, be unable to enjoy activities with their family, but they also face the possibility of not living to be part of their family’s milestones.  A parent not at a wedding, or a grandparent missing the blessings of watching their grandchildren grow. That gives me new determination.

If the Crazy Foxes can encourage you, or help you in any way, please let me know.  This is the year that we can get healthy.  Remember it is not a “diet”.  It is a lifestyle change.  One of my favorite sayings this year is, “It isn’t what you do between Christmas and New Years, but what you do between New Years and Christmas.  That applies not only to your health but also your other goals.

With regard to your success in your business, what are your goals?  No goals set usually leads to nothing achieved.  You need to plan your work and work your plan.  As with weight loss, if you haven’t put in writing where you want to go and what you want to achieve this year, there is a good chance you will end up on December 31st thinking, “What have I actually accomplished this year.”  I have done that and for that reason I know how important it is to put your goals and plans into writing.  Post it where you see it every day.  As you accomplish your goals along the way it will serve as an encouragement.

In setting goals be realistic.  After you have decided what you are going to accomplish this year break those goals down into semi-annual and quarterly increments. Take that one step further and break those down into monthly and weekly goals.  This way it will not be so overwhelming to achieve.

There are so many dynamic social networking services out there.  It doesn’t matter if you are involved with internet marketing or the corporate work place.  I recently was introduced to Twitter. There is a plethora of tips, tools, relationships, and just downright great communication on Twitter.  It is awesome to feel the attitude of helpfulness amongst the members.  You will be able to expand your knowledge on many issues.  It is another tool on the internet that makes the world a much smaller place!  It is a good feeling too when you come across a person who is in need and reach out to help. 

So as 2009 proceeds I wish you much success, “Aha “moments of joy, heartwarming experiences with your family and friends, and the knowledge that you are truly loved by friends, family and God.  Be sure to share your love with others (even strangers that pass through your life).

Blessings,

Judy

Judy Conway

Crazy Foxes Marketing Group