Tag-Archive for ◊ Business and Economy ◊

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: Image by voobie via Flickr

I am writing this article to provide you with some suggestions for ways to cut expenses and save money in your daily life. For those of us who have been laid off, had to take lower paying jobs or been faced with not being able to find a replacement job and opted to take an early retirement … corners need to be cut for sure.

I do not think that many people are prepared for the day when they find themselves with an almost empty bank account and the pantry in a shape of hungry despair.

It is amazing how much you can save at the grocery store if you choose not to purchase prepared foods. Not only do you save money, but in the long run it is healthier for you.

Check your supermarket sales for the week and plan your meals using items that are on sale. If there is a really good sale on chicken, seafood, or whatever, perhaps you may want to stock up on these items. You could spend a little bit more one week, but the next week you would have already purchased your meat items, so it averages out.

The internet contains a wealth of information for cutting food costs. I just Googled “recipes that allow you to cut food costs”, and the page that came up provided me with recipes for when you are on a budget, how to cut food costs, cheap and healthy (15 nutritious foods for about $2.00), a website that provides a weekly inventory management system to cut food costs and even a site to guide you on making your own baby food. One of my daughters made her own baby food. She saved a lot of money and her children are not picky eaters and are very healthy.

Be sure to sign up for the coupon sites. It is absolutely amazing how much you can cut off your grocery bill if you take the time to clip coupons. You can even go to a specific site, like Kraft, Maxwell House, or many others, and get additional coupons that you do not find in your weekly newspapers or at other coupons services. I have saved at least half of my total grocery bill just by clipping coupons. Nowadays, clipping coupons should be a requirement if you are trying to save money. Get your kids involved. They love to clip coupons.

Make it a family project and plant a garden. It is a fun experience to see the plants grow and be able to harvest your “crops”. I bought a spaghetti squash last fall and dried and saved the seeds. I planted the seeds last week and I already have the plants coming up. Spaghetti squash is healthy and tasty. If you were to buy this in your grocery store it could be costly at $1.50 a pound and for one big enough to feed your family could weight three to four pounds. Just by taking a few minutes to rinse and dry the seeds you have saved a lot of money.

The wildlife (birds, squirrels, chipmunks) are a big help in spreading the seeds of various plants in your yard. A couple of weeks ago while cutting my grass I discovered there were many little blackberry bushes sprouting in my lawn. I have two bird feeders and thanks to the birds this year I have a many blackberry bushes that will be providing fruit this year growing under the bird feeders. I am going to dig up these new little plants and plant them in a more appropriate place than the middle of my lawn! These bushes will provide blackberries for eating, or making preserves and pies. The best part is I did not even have to purchase these bushes.

Make use of the internet to save on other items you need. Amazon has very reasonable prices on many items. In most cases if you spend over $25.00, your shipping is free. Please check out the Amazon link on this page to compare prices.

eBay is another site that can save you considerably. I recently found a seller for the ink cartridges for my Cannon Pixma 530 printer. We all know how expensive these cartridges can be. I have ordered cartridges from various suppliers. I have even used Staples, who provides good service. However, I found an eBay auction and have been extremely pleased with the product. I discovered that you can order directly from the company.

I know we are all apprehensive about trying “other than manufacturer’s brand” of ink cartridges. These cartridges come with the chips in place. You simply have to take them out of the box, remove the plastic wrap, usual tab and cover from the cartridge and you are good to go! They come with a one year money back guarantee. I have saved a remarkable amount buying my cartridges from this company. Check out their products at compandsave.com. I recently ran out of one of my cartridges and was pleasantly surprised at the great customer service and speed in which I received my order.

You can cut your utility bills. If you have ceiling fans be sure they are running 24/7. In the winter you will save on your heating expenses and in the summer you will save on air conditioning. Be sure your blades are set to go in the correct direction … counter clockwise in the summer and clockwise in the winter. I have vaulted ceilings and when I first moved into my house my electric bill was outrageous. I called the electric company and was told the tip about running my fans. It has made all the difference in helping me cut costs in this area.

I could go on and on about saving money. You see I had to learn this talent when my children were nine and ten and I got divorced and became a single mom. There are some every day expenses that are pretty much fixed but if your search hard enough you will find ways to cut costs.

I hope this information will be helpful in ways to cut expenses and save money. If you have other suggestions please contact me at Skype (my Skype ID is listed below) and I would be happy to share your ideas in future articles.

Judy Conway

Email: judyconwaymarketing@gmail.com
http://homebusinessinatlanta.com
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Skype ID: judy.conway

In the Absence of Money We Can Pray for Haiti!

Author: Judy Conway

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: Image via Wikipedia

Primarily our blogging efforts are for creating traffic to our websites, sharing personal notes, and overall social activities. There are those times when I use mine to share what is on my heart. This is one of those times.

I know that the world is aware of the total devastation that the country of Haiti has suffered as a result of the recent earthquake. Without actually being there it is truly difficult to imagine what those people are feeling.

Just think what it would be like to all of a sudden have your world, your possessions (few as they are in Haiti), your children, your parents, family members, food, water, limbs, etc. ripped from under you. Just the thought of this horrific occurrence brings tears to my heart.

I realize that with our economy the way it is, some of us are having difficulty meeting our expenses and would find it hard to give for the relief cause for Haiti. I was in the grocery store the other day and they asked me if I wanted to “round up” my bill for the Haiti Relief program. I said yes, of course. I looked at the register screen and was sad to see it was only four cents. But even that meager amount, when coupled with other people’s four cents will add up and make a difference. I am retired and on social security and find it a challenge to make ends meet. This brought to my mind the story in the Bible of the widow’s mite. (Mark 12:41-44) God will honor your giving, no matter how small it may be. He knows what is in our hearts.

The Haitian people need everything. Perhaps a look in your closet will reveal clothes that you are no longer using. Maybe your children have grown out of some of their clothes. There are organizations that are collecting clothing items to send to Haiti. Whatever you can give, I know will be appreciated.

The enormous lack of all things in Haiti is something that has been going on for many years and will continue in the future. This earthquake has only intensified the situation. They will need our help for many months to come.

I personally know of people whose family members have been killed in this earthquake, while other family members are still among the missing.

If we have come to the bottom of our pockets and what we can financially contribute to Haiti there is still something that we can do. We can make intercessory prayer on behalf of these people. We can cry out to God for them to have the courage they need to go through these times, peace and understanding for the loses, especially for little children that have lost their parents and home and now find themselves living in the street with no food or water, and the list goes on. We can pray that God will provide people to make great sacrifices and go to Haiti to help. We need to keep all those people who have gone to Haiti to provide their services in our prayers as well. Whatever is on your heart can be given to God.

Thank you for taking the time to read this. Please join with me in remembering Haiti in your prayers.

Blessings,

Judy Conway

Email: judyconwaymarketing@gmail.com

Skype ID: judy.conway

Category: Children, Christian, Haiti, Inspirational, Prayer, Uncategorized | Tags: Business and Economy, Children, clothing, devastation, Earthquake, family, food, Haiti, intercessory prayer, pray, Religion and Spirituality, sacrific, water | Leave a Comment