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Did You Know the AARP Magazine Can Save You Money?

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For the longest time, I must sadly admit, I treated my AARP Magazine as junk mail. Because of what I have discovered I want to ask you a simple question – “Did you know that the AARP Magazine can save you money?” I realize, of course, that you may not be old enough to be involved with AARP, but when you reach the age of 49 (the age I joined) I would suggest that you join.

In the September/October 2010 issue there is a great section on 16 ways that AARP saves you money. I would like to list these here just in case you missed this article.

Many of us have been coupon clippers for many years. It surely is a great feeling to check out at the store and find you have saved, in some cases, more than you have spent. And this happened just because you took the time to clip coupons. With the economy the way it is today, you cannot afford not to clip coupons. The AARP Grocery Coupon center offers coupons for more than just groceries. You can check these out at http://grocerycouponcenter.com.
If you are like me, I am always looking for discounts at the national chain stores. These include Target, Sears, Kmart, and many others. The Everyday Savings Center is powered by Next Jump. You can find discounts on things from books, electronics, furniture and much more. For more information on this service check out http://everydaysavingscenter.com/deals.
Nowadays, it is a blessing when we can find tips on low-cost home improvements, including no-cost ways to improve our energy usage. How many times do we find ourselves postponing a home improvement project because it is too expensive? AARP Magazine suggests checking out http://aarp.org/homeupdates.
Often we forfeit going out to eat as it just does not fit in our budget. Denny’s offers a 20 percent savings off your check every day between the hours of 4 PM and 10 PM just by your showing your AARP card. (please note that this offer cannot be used with other promotional offers and this is valid only at participating Denny restaurants). You can also get coffee for yourself and your guests for $1.00. You can call your local Denny’s to check this out at 800-733-6697 or go to their website at http://dennys.com.
I am most definitely going to be checking this “way to save” out myself. I did not participate in driver’s education when I was in high school but now AARP is offering the first and largest driver refresher course in the classroom and online. This will be at a discounted rate for AARP members. I have a spotless driving record but this could save me money. Check out the regulations in your state. Taking this course could very well save you money on your insurance premiums. For further information you can call 888-227-7669 or go to http://aarp.org/drive.
Who does not like to travel? As our purse strings seem to be getting tighter it is more and more difficult to take those vacations we would like to. The AARP Travel Center powered by Expedia can help you with your domestic and international vacation packages, cruises, flights, hotels and rental cars. You can be eligible for discounts from most AARP Travel hotel and car providers, as well as receiving extra onboard credits on select cruises. In addition you will not be charged air or cruise booking fees. Check out 800-675-4318 or http://expedia-aarp.com for more information.
And while you are on your way to the airport, perhaps you will need airport parking. You can save 10 percent at more than 130 off-site discount airport parking facilities operated by Park Ride Fly USA nationwide. They offer complimentary services that include curb-to-curb shuttle service to and from the airport, valet and/or self-parking and luggage assistance (this is an enormous help for sure). Call 877-503-7275 or log onto http://parkrideflyusa.com/aarp for more information.
I do not know about you, but car and home insurance payments can take a big chunk out of your budget. If you insure your home and auto with the AARP Auto and Homeowners Insurance Program you can receive up to a ten percent discount on your homeowners-insurance rates and an additional fifteen percent on your auto insurance. Go to http://aarp.the.hartford.com/msb, or call 800-689-9089, code 440160 for specific information.
If you are looking for ways to save on your cell phone plan, you can receive a free phone from Consumer Cellular when you sign up for a new service. With this program you will receive 5 percent off your monthly service and 30 percent off selected accessories. You will not have to sign up for a long term contract. Call 888-437-9226 or go to http://consumercellular.com/aarp.
Who is not trying to become more physically fit? Visit AARP’s online fitness center for exercise news and motivational tips. You can join an online group, Fat2Fit, and be part of a group that has helped almost 4,000 people lose weight over the past year. If you would like more information on this program check out http://aarp.org/fit.
Most people at this age are looking for ways to save money on eyewear. AARP has a program that can help you save on bifocals, trifocals, lens options and frames. You can realize these savings at LensCrafters, Pearle Vision, Sears Optical, Target Optical, JC Penney Optical and also at many private practitioners. These savings are offered through EyeMed Vision Care and for more information you can go to http://aarphealthcare.com or call 888-352-3924. These savings cannot be combined without other discounts.
Health insurance is very expense and there are many people who cannot afford a health plan. This means that screening tests are not being performed. You can receive six free health tests for such things as bone density and cholesterol, through the AARP/Walgreens Wellness Tour. This program is visiting cities nationwide and in Puerto Rico through February 2011. Call 866-484-8687 or go http://aarpwalghreens.com/tour. By logging onto the website you can see where the tour will be going.
Medications are another expense that many people are having difficulty affording. Check out AARP’s Doughnut Hole Calculator to find less expensive generic drugs. Those who have fallen to Medicare Part D’s “Doughnuthole” will receive a $250.00 rebate check from Medicare automatically this year. Check out http://aarp.org/doughnuthole for further information.
(Also remember that if you are having difficulty affording your medications you can contact your drug’s manufacturer and check on their assistance program. Many pharmaceutical companies, depending on your income, will supply your medications free of charge. You will have to request the required forms and get your doctor’s approval and prescription request. This was not in the AARP Magazine, but I speak from previous experience!)
Just because we have retired it does not mean that we still do not want to be active in the work force. We still have a lot of value to offer to the corporate world. If you are seeking no-cost job-search assistance or career counseling so you can maintain a marketable profile, AARP offers free advice and resources including career fairs and access to employers that are seeking workers 50 and older. If you require this type of service, check out http://aarp.org/work.
If you have retired AARP offers free webinars with tips on how to better stretch your money and helps you with information on ways you can make ends meet. If you have not retired but are thinking about it, AARP can help you figure out how much you should be saving for retirement. Go to http://aarp.org/moneywebinars.
Last, but definitely not least, AARP is always looking out for your interests in the halls of Congress and in all 50 statehouses.

AARP has fought to provide $250 in relief to Social Security recipients whose benefits were frozen this year.

AARP strives to protect and strengthen Social Security not only for you, but for generations to come.

Did you know that AARP saves consumers billions of dollars in home-energy costs by defending us against unfair rate hikes utility companies?

This is only a very small portion of the plethora of information that is included in the AARP Magazine. There is so much value in this magazine, including health, money, motivational articles, etc. this was just the tip of the iceberg. This is by no means “junk mail”, and do not throw it away before reading it from cover to cover.

I hope that this information is helpful to you. Please share this information with others so they will know that the AARP Magazine can save them money and how the AARP Organization is working to help us. This is so very important, especially during the economical conditions of our country.

Happy Savings!

Judy Conway

Email: judyconwaymarketing@gmail.com
http://homebusinessinatlanta.com
http://fullservicemarketingtools.com
Skype ID: judy.conway

In compliance with the FTC Compensation Disclosure Guidelines I am required to inform you if you click on my links and join a program or purchase a product I may make a commission. I hope you have found useful information on this site and will stop back again soon.

Do You Know How To Do Continuous Chest Compression CPR?

Author: Judy Conway

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My daughter shared this eye-opening video on Continuous Chest Compress CPR,with me today. I instantly felt led to get this information out to as many people as I can, and for that reason I am posting it on my blog. I hope that you will take the time to not only read this blog, but also watch the video above. By your knowing this information, you might just have the opportunity to save someone’s life.

I was amazed to learn that more Americans die from sudden cardiac arrest in three days than died in the 9-1-1 attacks. I hope that you will feel compelled to learn the Continuous Chest Compression CPR procedure. By using this method you can double a person’s change of surviving cardiac arrest.

If you have not been comfortable with the thought of mouth-to-mouth contact you will want to learn Continuous Chest Compression CPR. This is a hands-only method. This was developed at the University of Arizona College of Medicine by research pioneers, including Gordon A. Ewy, MD, in hopes of making the odds greater that a bystander will step up to the plate and help someone suffering from cardiac arrest.

Sarver Heart Center’s video (shown above) was developed to give people easy-to-learn instructions for performing Continuous Chest Compression CPR. If you forget the name of my blog site, please just direct people to YouTube when it is also posted.

Truly, this six-minute video can mean the difference of life or death to a person in cardiac arrest. For every one minute that goes by without a person receiving help there is a 10% less chance of survival.

Below are written directions for performing Continuous Chest Compression CPR.

If you see someone collapse who isn’t responsive and has trouble breathing:

Tell someone to call 911 or make the call yourself.
Position the person with the back on the floor. Place the heel of one hand on the center of the chest (between the nipples) and the heel of the other hand on top of the first. Lock your elbows, position your shoulders over your hands and use your upper-body weight to “fall” downward. Lift your hands slightly each time to allow the chest wall to recoil. Try to compress at 100 beats per minute and about 2 inches deep until emergency help arrives.

Note: Mouth-to-mouth CPR still is recommended for drowning and very small children.

Here is the YouTube link: http://www.youtube.com/watch?v=EcbgpiKyUbs.

Please take the time to pass this information about Continuous Chest Compress CPR along to your friends and family. Unlike some of the funny emails we all receive (and enjoy) this can save a person’s life!

Thanks for caring and sharing!

Judy Conway

Email: judyconwaymarketing@gmail.com
Skype ID: judy.conway

Category: Children, family, health, Helpful Hints, home, Hurricane Preparedness, internet marketing tools, Medicine, Uncategorized | Tags: cardiac arrest, Continous Chest Compression CPR, Gordon A. Ewy, instructions for Continuous Chest Compression CPR, MD, saving lives, University of Arizona College of Medicine, YouTube | Leave a Comment

College Education Financial Assistance

Author: Judy Conway

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Visit msnbc.com for breaking news, world news, and news about the economy

The cost of a college education continues to rise. According to Salliemae/Gallup the cost of $15,931 in 2009 has increased to $18,659 in 2010. Below I will share information to assist you with college education financial assistance. Please check out the video above. This information was aired on the Today Show on August 9, 2010.

Scholarship Searches:

Although your searches should normally be done after the first of January, there are still some funds available for college students this year.

Never pay for scholarship searches. Go to http://www.Salliemae.com or http://www.fastweb.com to get scholarship information.

Free Application for Student Assistance:

Most individuals are thinking about attending college, but research shows that only one out of four families have applied for this form. This form is found at http://www.fafsa.ed.gov. When you log onto this site you will see three boxes:

#1 Before Beginning a FAFSA
#2 Filling out a FAFSA
#3 FASA follow-up.

These are all self-explanatory.

It is recommended that if you require financial assistance that you always search out Federal funds first as their interest rages are better and they have better payment programs.

529 Savings Plan:

Parents should check out the 529 Savings Plan early on. Lately, there has been a lot of discussion regarding this program.
In making allocations to this program, as your child is in their teens nearing their college years you will want to allocate 15%, or less, in stocks. Put your contributions into money markets or CD’s only. You can put all of your allocation into these areas if you want.

For information on this program go to http://www.savingforcollege.com. Check out the various items in the “Quick Menu” area on the left-hand side of the page. Start with the “College Savings 101” for a complete understanding of this program.

Other family members can contribute to this program. This plan allows you tax advantages and there is no income limitations. Many people neglect to include this $2,500 tax credit on their income tax forms. This credit is allowed for tuition, books, fees and supplies.

Save Money on Textbooks:

You can save hundreds of dollars on textbooks by renting books or buying used, or older editions of textbooks. You can buy or rent online at:

Also, be sure to check out Amazon’s Textbook Buyback program. Log onto Amazon.com, open an account and check out their textbook buyback department. Enter the name of your textbook to find out how much Amazon will pay you. They will put this money on your account.

Sign up for Amazon’s Student program. This will allow you to unlimited two-day free shipping on textbooks and other items. There is no minimum size order required. With the Student Program you will receive Amazon Prime (a $79 value) free for one year. This program is for students only.

You will save hundreds of dollar buying older editions of textbooks. Be sure to check with your professors first to be certain that these older editions are acceptable.

I hope that the information on College Education Financial Assistance I have included here will be helpful to you.

I wish you much success!

Judy Conway
Email: judyconwaymarketing@gmail.com
Skype ID: judy.conway

Do You Think You Need A Lawn Service?

Author: Judy Conway

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: Image via Wikipedia

“Do you think you need a lawn service” might very well be a question you have asked yourself many times. Two weeks ago this very same question crossed my mind.

As is my routine, I put on my heavy duty sneakers, wrapped my bad knee with an Ace bandage and began one of my least favorite chores … mowing my lawn. I only have a third of an acre so it is no big deal. I am a very independent 64-year old grandmother who enjoys doing things herself. I really do not like to burden others with my responsibilities. Keeping my yard looking cared for is one of those responsibilities.

I put gas in the mower, gave a yank on the cord and I was off. The front yard and one side is a breeze to do. However the other side yard has a challenging slope. I have discovered that the best way to cut this side is going front to back, and back and forth. However, this time I was at the top and noticed that I had missed a spot. Not thinking I turned the mower down the slope and went after the uncut spot. It was a matter of seconds when I realized the mower was picking up speed and had a mind of its own heading down the slope. I tightened my grip and hung on.

I am not quite sure what happened at the bottom but it was not long and I discovered I had fallen and the lawnmower had flipped over. I had visions of being chopped up and my sole goal was to hang onto the handle on the mower to keep it pushed away from my body.

I lay there for a few seconds and had the crazy thought, “I hope no one saw me do this.” I managed to get back up on my feet and turn the mower back over. By this time the oil in the mower was dripping on the motor and I was engulfed in thick white billowing smoke. So thick in fact that it filled the space between my neighbor’s house and mine and I could not even see the street in front of my house. I was dreading the arrival of the fire department! After the mower was right side up, the smoke situation cleared up and I took my wounded pride and body back up the hill and finished the flat part at the top.

After all was said and done, I realized that I had sprained my shoulder when I fell on the ground and possibly bruised my ribs. It was a full week before I could take a deep breath and even get out of bed without being in excruciating pain. I am extremely thankful that it was not worse.

I would like to pass along a tip that I practice myself. When you are outside doing yard work, cleaning your gutters, etc. be sure you have your cell phone in your pocket. You never know when you might need to call for help!

Just like the statement you have to get back on the horse when you fall off, I am still going to be mowing my lawn. The experience did find me asking myself the question, “Do you think you need a lawn service!” So as you are out there doing your yard work….be careful!

Judy Conway

Email:judyconwaymarketing@gmail.com
http://homebusinessinatlanta.com
http://fullservicemarketingtools.com
http://beadazzledjewelrycreations.com
Skype ID: judy.conway

Category: gardening, health, home, Inspirational, internet marketing tools, Uncategorized | Tags: cell phone, cutting grass, Garden, lawn service, lawnmower, tip to remember, yard work | 2 Comments

Learn How To Conquer Yard Work!

Author: Judy Conway

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This has been my summer to learn how to conquer yard work. It has never seemed as difficult as it has been this year …. And I still have two months or more to go!! I started early and decided it was time to trim my hedges. The plant is known as Variegated Chinese Privet or Ligustrum sinensis ‘Variegata’. In just reading about it to be sure I spelled this information correctly it was noted as a fast grower, growing 4-6 feet tall and equal in width.

Hedges to be Trimmed

I would like to add my two cents on this statement. The hedges that I trimmed were at least 12 to 15 feet above my fence! I trimmed these back to below the fence line and they have already reached a substantial 3 feet above the fence! I have more of these lovelies (do not get me wrong, they are beautiful bushes/trees) in another area of my front yard and they have grown past my second floor bedroom window. I think it is fair to say they grow much higher than 6 feet. This pivet would be a welcomed addition to any yard. It is especially great as it grows in full or partial sun. However, if you choose this hedge, be sure you own a very aggressive hedge trimmer or you have a good tree saw (or a landscape service)! As my “hedge” had grown to a height of about 15 feet I chose to tackle the project with my trusty tree saw. These hedges grow many limbs from each plant. You will want to keep them trimmed back as they tend to get bare on the bottom if you do not. I have 18 of these hedges along the fence in my backyard, each with approximately 6 offshoots. I hope this gives you the picture of a totally overwhelming project for a 64 year old retired, single grandma! Needless to say, I have never met a task that I was not willing to tackle and this was not going to be the first time. I did start out with the hedge trimmer, but soon discovered this was too big of a job for that. So I resorted to my tree saw and worked on cutting each limb. Now my job was complicated somewhat as I live in Georgia and we are overtaken in the summer by a plant called kudzu. It has a way of winding its way into your yard and throughout your trees and bushes. You really have to keep an eye out for it. I was just reading that kudzu came over from Japan and now covers over 7 million acres of the southeastern United States. I am blessed with a lot of aggressive plants.

Kudzu Covered House

As I would cut down a limb I would pull it down and put it in a pile. In some cases the growth was entangled with other branches and this was no easy job. And then when you throw kudzu into the mix of things it got really hard! One time I had cut the limb at the bottom and was trying hard to pull it down and the kudsu had tightly wound itself throughout the top of the branch. I backed up and pulled with all my might and after a few moments it loosened, and then loosened some more and before I knew it I was traveling at a pretty quick pace backwards in my yard. I hung on for dear life and had visions of what lay behind me. I was either going to fall just short of my concrete patio, or land in the blackberry bushes around my bird feeders. With a loud oomph I landed flat on my back just short of the patio. This is where I must tell you, that if you are going to do these tasks, you have to approach them with a sense of humor. I laid there flat on my back laughing. Thankfully my yard is quite private and no one had caught sight of my antics. Laughter truly is the best medicine. Another word of advice I would like to offer is make sure you have your cell phone in your pocket. You never know when you might need to call for help. I learned that lesson one year as I was on a ladder cleaning out my gutters and the ladder decided to fall to the ground. My life crossed before my eyes as I fell to a standing position with the ladder sort of wrapped around my legs. Other than an increased heart rate and scrapes and bruises I was okay. But the thought crossed my mind that if I had fallen on the ground and been unable to get up no one would have known I was there. My family was out of town and would be gone for days. Hence, my advice about carrying your cell phone at all times. The hedges got trimmed and they have grown back beautifully filling in on the bottom. No matter how hard I try to keep these under control, it seems to be a full time job. Before the summer is over they will need trimming again. I have learned a lot about how to conquer yard work this summer. As this article has become quite lengthy, I will be back shortly to tell you about my bout with poison ivy and a run away lawnmower! The most important tool you need to conquer yard work is the ability to laugh at yourself. Heaven knows I will be a stand-up comic by the time this summer draws to a close! Keep Smiling, Judy Email: judyconwaymarketing@gmail.com http://homebusinessinatlanta.com http://beadazzledejewelrycreations.com http://fullservicemarketingtools.com Skype ID: judy.conway

Category: Birds, gardening, health, Helpful Hints, home, Inspirational, Mother Nature, Uncategorized | Tags: cell phone, hedge trimmer, hedges, Judy Conway, kudzu, laughter, lawnmower, tree saw, yard work | 2 Comments

How To Be A Proficient Camper

Author: Judy Conway

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I was introduced to camping when I first got married many years ago. It was a delightful experience until one occasion when we were camping on Cape Cod and were surprised by an approaching hurricane!

We had returned to using a tent. A word of advice to people who hang their towels to dry over the frame of the tent … DO NOT do this. As the wind picked up the towels were blown on top of the tent and this negated the waterproof properties and the rain began pouring inside the tent. We had suitcases filled with wet clothing and everything else inside the tent was pretty soaked. It was a long uncomfortable drive back to Providence, RI. We looked liked pathetic drowned rats when we stopped to get breakfast (take out, of course) at McDonald’s. At this point I vowed never to go camping again!! Of course that is not true. I have since gone camping with my daughter, son-in-law and grandchildren.

Once our daughters were born we changed from “tenting” to a Cox Pop-Up Tent Trailer. Being off the ground was easier with the children.

You need to develop a system to make life easier when going camping. A system will save you a lot of time and confusion and help you get on the road without raising your blood pressure!

We had a large basket that perfectly fit between the two fold out beds (with room to spare) where we kept cookware, dishes, silverware and miscellaneous items such as salt and pepper and other items that would keep well left in the camper outdoors. This made our weekly packing a lot easier.

Strip your beds when you are folding up the camper and wash the bedding when you get home and it will be ready for your next trip. Items that needed more rigorously cleaning was removed and cleaned. The floor was swept and washed and we were basically ready for our next weekend. We actually camped almost every weekend.

I would go shopping and slide the food bags and clothing bags right in the camper. We packed an ice chest in the trunk of the car to hold items that needed to be refrigerated. My husband got home from work, changed his clothes, hooked up the camper and off we went for another exciting weekend. At the time we were living in an apartment and we really looked forward to our weekends away.

We camped in many different areas from Cape Cod, to Vermont and Canada. It was great fun. We had best friends who had three children that usually packed up their tent camper and went with us. What a great experience for the children.

There is nothing quite as wonderful as the smell of coffee brewing on the camp stove and breakfast cooking. The smell of bacon and eggs awakens any sleepy appetite.

Before we purchased our Cox Camper we had a couple occasions to camp with the girls when they were quite young. I must admit that the tent camper was a lot easier.

As you become proficient at camping you will learn many useful tips. One time in particular the temperatures were cooler than we had expected. With the girls in their flannel pajamas, and sleepers we were concerned that they might not be warm enough in their sleeping bags. An older seasoned camper gentleman told us a wise old tip. He told us to be sure the girls, or anyone for that matter, are warm to make sure they are wearing socks and eat a candy bar before going to bed. It worked like a charm every time.

Before you leave on your camping trip check out the park you are planning to go to. Nowadays, with the internet, it is easy to preselect your desired site, or at least get an idea of where you want to stay. If you have small children, it is a good idea to plan to stay nearer the bathrooms! My daughter is a real pro at choosing the “best” site.

Although I personally enjoy just getting away from the everyday rat race and just spending time with my family, you might want to take into consideration activities in the area where you will be camping. Make a list of “things to do and places to go” and in this way you will be ready to have a lot of fun.

Board games, cards, bubbles, and balls are good things to pack. If camping with older children you may want to make sure the MP3 (or whatever digital sound device you have) is well changed and packed. By all means do not forget to take sunscreen and bug spray. Take along a camera (batteries charged/charger to charge) to capture all those special moments.

It is a good idea to make a list of things you will need. The following list will grow as you continue to camp and realize items that you “miss” from home. In addition to those things mentioned above here are a couple of suggestions:

Tent/tent camper
Sleeping bags
Hammer
Towels,
First Aid Kit
Sunscreen
Bug Spray
Toiletries
Benadryl (just in case you encounter some poison ivy)
Cleaning spray
Salt and pepper
Cookies and crackers
Packages of oatmeal
Coffee
Coffee French Press (we enjoy the finerthings even when camping!)
Marshmallows
Candy bars
Graham Crackers (anyone for s’mores?)
Skewers
Cocoa
Cereal
Citronella candles
Table cover (plastic or cloth)
Plates, silverware, cups
Paper towels
Napkins
Dish detergent
Dishpan to wash dishes
Container to carry water
Charcoal
Lighter Fluid
Matches
Bathing suits
Rain Ponchos
Appropriate clothing and shoes
And whatever else you think you will need

With technology being what it is today, you will be able to take a TV, but I would suggest enjoying being away from those types of things that demand your attention at home and just enjoy spending time with your family.

I was amazed at all the new camping equipment that is on the market. Fancy coffeemakers, and really great collapsible water carriers and double dish washing basins and even portable toilets!! You can decide for yourselves how rustic you want your experience to be.

I wish you a fun filled camping trip that will supply you with memories for years to come.

Judy Conway

Email: judyconwaymarketing@gmail.com
http://homebusinessinatlanta.com
http://fullservicemarketingtools.com
http://beadazzledjewelrycreations.com
http://hunterHEPAtechairpurifier.com
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Category: Camping, Children, family, Helpful Hints, Mother Nature, Uncategorized | Tags: Amazon, become a proficient camper, Camping, camping equipment, clothing, Judy Conway, Outdoors, Sleeping bag, tent camper, water | Leave a Comment

Ways to Cut Expenses and Save Money

Author: Judy Conway

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: Image by voobie via Flickr

I am writing this article to provide you with some suggestions for ways to cut expenses and save money in your daily life. For those of us who have been laid off, had to take lower paying jobs or been faced with not being able to find a replacement job and opted to take an early retirement … corners need to be cut for sure.

I do not think that many people are prepared for the day when they find themselves with an almost empty bank account and the pantry in a shape of hungry despair.

It is amazing how much you can save at the grocery store if you choose not to purchase prepared foods. Not only do you save money, but in the long run it is healthier for you.

Check your supermarket sales for the week and plan your meals using items that are on sale. If there is a really good sale on chicken, seafood, or whatever, perhaps you may want to stock up on these items. You could spend a little bit more one week, but the next week you would have already purchased your meat items, so it averages out.

The internet contains a wealth of information for cutting food costs. I just Googled “recipes that allow you to cut food costs”, and the page that came up provided me with recipes for when you are on a budget, how to cut food costs, cheap and healthy (15 nutritious foods for about $2.00), a website that provides a weekly inventory management system to cut food costs and even a site to guide you on making your own baby food. One of my daughters made her own baby food. She saved a lot of money and her children are not picky eaters and are very healthy.

Be sure to sign up for the coupon sites. It is absolutely amazing how much you can cut off your grocery bill if you take the time to clip coupons. You can even go to a specific site, like Kraft, Maxwell House, or many others, and get additional coupons that you do not find in your weekly newspapers or at other coupons services. I have saved at least half of my total grocery bill just by clipping coupons. Nowadays, clipping coupons should be a requirement if you are trying to save money. Get your kids involved. They love to clip coupons.

Make it a family project and plant a garden. It is a fun experience to see the plants grow and be able to harvest your “crops”. I bought a spaghetti squash last fall and dried and saved the seeds. I planted the seeds last week and I already have the plants coming up. Spaghetti squash is healthy and tasty. If you were to buy this in your grocery store it could be costly at $1.50 a pound and for one big enough to feed your family could weight three to four pounds. Just by taking a few minutes to rinse and dry the seeds you have saved a lot of money.

The wildlife (birds, squirrels, chipmunks) are a big help in spreading the seeds of various plants in your yard. A couple of weeks ago while cutting my grass I discovered there were many little blackberry bushes sprouting in my lawn. I have two bird feeders and thanks to the birds this year I have a many blackberry bushes that will be providing fruit this year growing under the bird feeders. I am going to dig up these new little plants and plant them in a more appropriate place than the middle of my lawn! These bushes will provide blackberries for eating, or making preserves and pies. The best part is I did not even have to purchase these bushes.

Make use of the internet to save on other items you need. Amazon has very reasonable prices on many items. In most cases if you spend over $25.00, your shipping is free. Please check out the Amazon link on this page to compare prices.

eBay is another site that can save you considerably. I recently found a seller for the ink cartridges for my Cannon Pixma 530 printer. We all know how expensive these cartridges can be. I have ordered cartridges from various suppliers. I have even used Staples, who provides good service. However, I found an eBay auction and have been extremely pleased with the product. I discovered that you can order directly from the company.

I know we are all apprehensive about trying “other than manufacturer’s brand” of ink cartridges. These cartridges come with the chips in place. You simply have to take them out of the box, remove the plastic wrap, usual tab and cover from the cartridge and you are good to go! They come with a one year money back guarantee. I have saved a remarkable amount buying my cartridges from this company. Check out their products at compandsave.com. I recently ran out of one of my cartridges and was pleasantly surprised at the great customer service and speed in which I received my order.

You can cut your utility bills. If you have ceiling fans be sure they are running 24/7. In the winter you will save on your heating expenses and in the summer you will save on air conditioning. Be sure your blades are set to go in the correct direction … counter clockwise in the summer and clockwise in the winter. I have vaulted ceilings and when I first moved into my house my electric bill was outrageous. I called the electric company and was told the tip about running my fans. It has made all the difference in helping me cut costs in this area.

I could go on and on about saving money. You see I had to learn this talent when my children were nine and ten and I got divorced and became a single mom. There are some every day expenses that are pretty much fixed but if your search hard enough you will find ways to cut costs.

I hope this information will be helpful in ways to cut expenses and save money. If you have other suggestions please contact me at Skype (my Skype ID is listed below) and I would be happy to share your ideas in future articles.

Judy Conway

Email: judyconwaymarketing@gmail.com
http://homebusinessinatlanta.com
http://fullservicemarketingtools.com
http://beadazzledjewelrycreations.com
http://joinjudyconway.com/bestdealsonline
Skype ID: judy.conway

Information to Show You Ways to Achieve Debt Consolidation

Author: Judy Conway

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: Image via Wikipedia

With the state of our economic crisis today, many people are finding it difficult to make ends meet. This is causing an increase in our credit card debt. It is much too easy when you do not have the money in your bank account to charge your various bills. This article is being provided to give you information to show you how how to achieve debt consolidation.

If you have reached the point where you are overwhelmed with your overall debt, consolidation may be the answer. There are many ways you can legally alleviate your debt.

You can find many ways online to achieve your end result. This post will serve to put many options at your fingertips in one location. To find many articles writen by people with expertise in this area, please visit: http://howtoachievedebtconsolidation.blogspot.com.

The object of this article is to provide you with information that will lighten your financial burden and give you information to show you how to achieve debt consolidation.

Judy Conway
Email: judyconwaymarketing@gmail.com
http://fullservicemarketingtools.com
http://homebusinessinatlanta.com
http://beadazzledjewelrycreations.com
Skype ID: judy.conway

Category: Debt Consolidation, family, Helpful Hints, home, Uncategorized | Tags: Credit card, debt, Debt Consolidation, Financial services, information on debt consolidation, Judy Conway, money, Money Management, Personal Finance | Leave a Comment

What Modern Science Says About Reversing the Aging Process

Author: Judy Conway

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Practical Life Extension What Modern Science Says About Reversing the Aging Process

There’s an old proverb that rings with wit and reason: “Everyone wants to go to heaven but no one wants to die.” So why do we want to live forever? According to Dr. Sanjay Gupta, author of “Chasing Life” and CNN’s Senior Medical Corespondent, we do not.

The real quest isn’t eternal life on earth according to Gupta, but rather an exceptional life.

While interviewing the foremost authorities on anti-aging and life extension, Dr. Gupta discovered three “universals” — three principles that each researcher deemed critical to extending our lives naturally and empowering us to live exceptionally. They are:

1. Weight training 
2. Good nutrition 
3. Positive thinking and having purpose

Jon Benson, author of “Fit Over 40″, explores each of these in great detail, as well as asking 52 men and women how they have managed to slow the hands of time down to a crawl. Benson does not waste time with hype and hypothesis. He focuses on real-world examples and applications we can all use to slow down the aging process and help prevent and reverse the conditions that can lead to disease.

Discover more today at Fit Over 40.

You too can live a longer, more exceptional life by simply adopting a smart, realistic and enjoyable lifestyle fitness plan. And if science just happens to catch up with Father Time, you’ll be many steps ahead of the curve.

Judy Conway

Category: diet, family, health, Uncategorized | Tags: Ageing, Aging, Chasing Life: New Discoveries in the Search for Immortality to Help You Age Less Today, good nutrition, health, Life extension, lifestyle, positive thinking, weight training | Leave a Comment

Your Past Goodbyes Can Add Meaning to Your Future Hellos!

Author: Judy Conway

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We all have been faced with having to say goodbye. Saying goodbye usually produces great heartache. I hope this post will help you reflect on your past goodbyes and help them add meaning to your future hellos.

I was born in Nyack, New York. I only lived there for approximately 6 weeks. My dad was an operating engineer for Esso, working in Aruba. So I spent the first 5 years of my life living on the “non-tourist” end of the island. When we left for another job assignment I can remember saying goodbye to all my friends. I especially remember saying goodbye to Billy, the black goat in our Kindergarten class!

As we grow older our goodbyes get harder. With the nature of my dad’s employment I spent 17 years of my life traveling worldwide. I attended many schools, and said goodbye to many friends. Looking back, it was an education in itself being able to travel worldwide, but it also meant that I missed out on the normal growing up functions of life. Longtime childhood friends, school activities, such as a prom, and your high school friendships rank on the top of the list. I became a pro at saying “goodbye.” I truly believe that leaving so many friends is the reason I place such importance on relationships.

I recently received a notice about the death of one of my high school classmates. He had lost his battle with cancer. This prompted me to reflect on my life and thus wanting to share my feelings with others.

Goodbyes are an integral part of our lives. We all go through changing jobs and saying goodbye to people we have worked with and grown close to. My relationships with people are very important to me. I can remember one job in particular. I worked for SMRT, Inc. in Portland, Maine. On my last day I managed to sob my way around 42 desks saying goodbye. These people still hold a warm place in my heart. This was my most gratifying, favorite job, other than being a mom!

Being a mom of two girls who loved animals, as do I, I have said many goodbyes to parakeets, dogs, cats, fish, rabbits and the list goes on. I am one of those people who gets extremely attached to a pet so these were hard times. I had a dog, Benson, I got as a puppy right after I was divorced who was a true, loyal friend. He was always there to listen to the hard times I was going through. After twelve years he became very ill, lost control of his bodily functions and was going blind. I could not see him suffer any more so I had to have him put to sleep. That was one of the hardest things I have ever had to do. I still to this day get teary-eyed when I think of him and that was 18 years ago.

It is a devastating goodbye that we say to our parents when they die. When our close friends pass away it is very hard. I feel when we lose these people we suffer more from our loss. These special people have gone on to a better place!

Two more hard goodbyes to express are those at the time of a divorce (or an intimate relationship), and also when your children grow up and get married and you say your goodbyes and wish them well in their new lives. That is a bitter sweet goodbye because as parents it is our goal to raise our children to be independent and be able to leave home to start on their own journey.

Yes goodbyes are difficult. Hopefully, we learn something from each one of these losses (or changes in our lives). As with my dad, he was the one who truly taught me the meaning of love. I lost him when I was only 22 years old. That left an enormous void in my life. He never got to see, know and impart his wisdom to my children. These losses have helped me grow stronger in my life.

Because of my goodbyes I look at the new people that come into my life in a whole new light. I wonder why I have met them, what I can learn from them, and how can I make a difference in their lives? I always ask, “Why has God brought this person to me?” when I meet someone new. Nothing happens by accident. I look forward to where this new relationship will take me. I want to add value to the time spent with people in my life. I want to leave a loving legacy behind me. I do not want to live my life thinking about what I could have, would have or should have done!

Life goes by much too quickly. Never miss the opportunity to tell someone how much you care for them. Never miss the opportunity to help another person. Live your life making a difference in other people’s lives. Remember to live simply, love generously, care deeply, speak kindly and leave the rest to God.

I wish you a life full of opportunities to share your love with others!

Judy Conway

Email: judyconwaymarketing@gmail.com
http://beadazzledejewelrycreations.com
http://homebusinessinatlanta.com
http://fullservicemarketingtools.com
Skype ID: judy.conway

Category: Children, Christian, family, home, Inspirational, Uncategorized | Tags: animals, death, divorce, family, home, Inc, Intimate relationship, Judy Conway, legacy, love, opportunities, Saying goodbye, Skype, SMRT | Leave a Comment