Archive for the Category ◊ family ◊

Flower House FHPH155CL Pop-Up Plant House

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Summer is coming! The Flower House FHPH155CL Pop-Up Plant House is the perfect solution to get your gardening off to a great head start. You can set this up on soil or hard surfaces. This will provide protection for your plans and definitely extend your growing season.

I personally have problems with birds, squirrels and rabbits admiring my vegetable garden. This will definitely solve this problem. The Plant House promotes and maintains high humidity levels to provide an excellent growing environment.

This is a portable, pop-up greenhouse that is easy to assemble. There are screened vent openings allowing for optimum air circulation. These vents can be closed to increase higher humidity levels, if you want. If necessary an electric heater can be used at night and in cloudy, snowy conditions.

The PVC material is UV resistant. The greenhouse comes with a shade cover, stakes, high wind tie-downs and a free storage bag with a shoulder strap.

This Plant House has a 4-1/2 star rating at Amazon.com. For further information and to review customer comments please click on the link below.

I wish you great success with your Flower House FHPH155CL Pop-Up Plant House and the best crop ever!

Category: family, gardening, Helpful Hints, home | Tags: Amazon.com, easy to assemble greenhouse, extending growing season, Flower House Pop-Up Plant House, greenhouse | Leave a Comment

Reasons to Use Spy Mobile Software

Author: Judy Conway

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SPY BUBBLE Spy Bubble Demo – Click here for the most popular videos

Spy mobile software is the “in” thing when it comes to mobile applications nowadays. This article will explain some of the reasons to use spy mobile software.

Corporations:

Companies that are supplying their employees with mobile phones are relying on the information they obtain and it is fast becoming one of the reasons to use spy mobile software and protect the interests of their company. They will be able to track calls being made on the company phones and if they find there are a lot of personal calls being made they can address this problem and keep costs down. It is also useful in cases where an employer feels someone is “leaking a company secret.”

Parents:

Parents of teenagers find it difficult keeping track of the whereabouts of their children and oftentimes do not believe the answers they are getting as to where the child has been. The spy mobile software tracks their paths as with a GPS, their phone calls, and messages.

Spouses:

This reason can provide concrete evidence as to where or not your spouse is being unfaithful. Although the results might not bring you a good feeling, isn’t it better knowing if you are being lied to and made a fool of?

Spy mobile software can be purchased on commercial websites paid for by a credit card or even PayPal. This software is not considered illegal.

Some people are under the impression that spy mobile software can allow you to listen to conversations of co-workers, neighbors or friends. This is not true. You will be able to monitor the use of mobile phones that you own. Installing this software on your phone does not turn your mobile phone into a gadget like James Bond used allowing you to eavesdrop on other mobiles at a distance!

As a matter of fact, you would not want to install this on your personal mobile. This would be used for installation on other mobiles that you own, such as your childrens, or even company employees. These are the mobile phones that you more than likely would want to be monitoring.

In summary, the spy mobile software allows you to do the following:

Find the location of the mobile you have installed the software on at any time on Google Maps. This would provide a secure feeling for parents with regard to their children. What if a child were kidnapped or lost? This totally justifies the cost of the spy mobile software. As long as the child has the mobile phone in his/her possession you would be in contact.

With the spy mobile software you will be able to read any text messages that are received on the phone. This would be helpful in the event of an employee you suspect of lying or “leaking information”, a child you might not trust, or a spouse you suspect of cheating.

Lastly, one more feature of spy mobile software is that it called. Employers who give mobile phones to their employees find this a great tool to keep call costs at a minimum while at the same time making sure that all calls are work related.

If any of these reasons to use spy mobile software appeal to you, please CLICK HERE!

Do You Want to Make Money With Foreclosure Cleanouts?

Author: Judy Conway

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Realty Trac Inc. is a foreclosure tracker and someone who definitely has their finger on the pulse of the mortgage industry. Their prediction is that lenders will be exercising foreclosure proceedings on more homes during 2011 than at any other time during the U.S. housing meltdown which began in 2006. Although my heart is saddened for those families that are losing their homes, I want to ask you, do you want to make money with foreclosure cleanouts?

It is expected that the rate of foreclosures will remain elevated through 2011. This will cause home prices to decrease about another five percent before it bottoms out.

Continued high unemployment rates, falling home prices and stricter credit standards are detrimental in jump-starting the housing market. People are very hesitant to buy a home, even though mortgage rates are the lowest on record since 1991.

In addition to anticipated rising foreclosure rates, lending organizations, such as Bank of America, are predicting that they unemployment rate is going to rise in 2011, reaching 10.1% by the second quarter. Taking this information into consideration and the fact that there are many older people that are unable to find a replacement for their previous jobs, many people are forced to take an early retirement.

An early retirement puts a greater strain on these “senior citizens” being able to financially keep their heads above water. Social Security checks are helpful, but in no way will these payments cover the expenses of a household. This will force many people in this position into foreclosure.

There is a program that will help seniors supplement their income, and also assist people who are searching for jobs to support their families. This program has been aired on Oprah, CBS, PBS and CNN. Individuals are earning a full-time income on a part-time schedule. This program allows people to have their own business and be able to spend time with their family.

I look at this program as a way for people threatened by foreclosure on their home being able to make the money needed to keep their home. It is a depressing scenario to see people losing their homes, but you can profit from their loss. Perhaps, you will be able to learn this program and be able to share it with people who have lost their homes so that they can once again be able to have a home and not be faced out into the street. You can be in the position to “pay it forward” and possibly assist people who are in danger of losing their homes get on their feet.

This program involves making money with foreclosure cleanouts. The program comes with a step-by-step blueprint program describing everything you need to do. You will receive a 265 page manual showing you everything you need to know. This manual has been prepared by someone who has been in the industry for twelve years.

With the continued predictions of the rise in foreclosures your services, as described in this manual, are needed by mortgage companies and banks. As soon as a property goes into foreclosure a work order is executed. This is where you come in. You can be on the other end of that work order. These banks and mortgage companies are concerned with protecting and restoring their properties for future sale.

You will learn through this program the steps you need to take to process these work orders and put cash in your pocket. If you are looking for a get rich quick scheme, then this is not for you. This is a program that you are going to have to put sincere effort into and work to achieve the desired results. When all is said and done you will have a REAL business opportunity. This can be the financial solution you have been searching for.

The question to ask yourself is, “Do you want to make money with foreclosure cleanouts?” If you answered yes and are interested in this opportunity, please CLICK HERE. I hope that together we will be able to make a difference in other people’s lives!

Category: family, Helpful Hints, Home Business, Make Money At Home | Tags: banks, foreclosure cleanouts, Home Business, make money at home, mortgage companies, real business, unemployment | Leave a Comment

The Nesco/American Harvest Food Dehydrator Is Always There For You

Author: Judy Conway

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Having been the leader in food dehydration for over 30 years, Nesco/American Harvest is considered to have the best food dehydrators in the world. Nesco/American Harvest Food Dehydrator processes fruits, vegetables and jerky for times of need, like the times we are experiencing this winter with some severe snow and ice storms. Without a doubt the Nesco/American Harvest food dehydrator is always there for you.

A food dehydrator will take the worry out of being house bound during blizzards, ice storms, hurricanes, etc .and facing the dilemma of finding the shelves in your grocery store bare. You will always have vegetables, fruits and meat to create wonderful soups and stews or delicious desserts, just to mention a few.

A food dehydrator can save you money. If you are a gardener, here the perfect way to utilize your crops for future use. Or if your local store is running a sale on produce you can buy at a lower price and dehydrate for later use at a savings! Fruits are very tasty when dehydrated as well. I especially like apples, strawberries and pineapple. With the fruits you can also make fruit leathers, which most children love.

Below is a list of drying information for various vegetables and fruits:

Vegetables:

Beans, green:Stem and break beans into 1-inch pieces.Blanch. Dry 6-12 hours until brittle.
Beets: Cook and peel beets. Cut into 1/4-inch pieces. Dry 3-10 hours until leathery.
Broccoli: Cut and dry 4-10 hours.
Carrots: Peel, slice or shred. Dry 6-12 hours until almost brittle.
Cauliflower: Cut and dry 6-14 hours.
Corn:Cut corn off cob after blanching and dry 6-12 hours until brittle.
Mushrooms: Brush off, don’t wash. Dry at 90 degrees for 3 hours, and then 125 degrees for the remaining drying time. Dry 4-10 hours until brittle.
Onions: Slice 1/4-inch thick. Dry 6-12 hours until crisp.
Peas: Dry 5-14 hours until brittle.
Peppers, sweet: Remove seeds and chop. Dry 5-12 hours until leathery.
Potatoes: Slice 1/8-inch thick. Dry 6-12 hours until crisp.
Tomatoes: Dip in boiling water to loosen skins, peel,slice or quarter. Dry 6-12 hours until crisp.
Zucchini: Slice 1/8-inch thick and dry 5-10 hours until brittle.

Fruits:

Apples:Peel, core and slice into 3/8-inch rings, or cut into 1/4-inch slices. Pretreat and dry 6-12 hours until pliable.
Apricots: Cut in half and turn inside out to dry. Pretreat and dry 8-20 hours until pliable.
Bananas: Peel, cut into 1/4-inch slices and pretreat. Dry 8-16 hours until plialbe or almost crisp.
Blueberries: Dry 10-20 hours until leathery.
Cherries: Cut in half and dry 18-26 hours until leathery and slightly sticky.
Peaches: Peel,halve or quarter. Pretreat and dry 6-20 hours until pliable.
Pears: Peel, cut into 1/4-inch slices, and pretreat. Dry 6-20 hours until leathery.
Pineapple: Core and slice 1/4-inch thick. Dry 6-16 hours until leathery and not sticky.
Strawberries: Halve or cut into 1/4-inch thick slices. Dry 6-16 hours until pliable and almost crisp.

You can pre-treat your fruit with lemon juice or ascorbic acid so it won’t darken while you are preparing it for drying. Just slice the fruit into the solution and soak for 5 minutes.

Dried fruits can also be used to make beautiful wreaths and swags for gifts combined with cinnamon sticks and bay leaves. These last for years and you can refresh their fragrance with a spritz of cinnamon oil.

Here is how you would prepare your fruits and vegetables for use in your recipes:

Apples: Add 1 1/2 C. warm water to 1 C. apples and soak for 1/2 hour.
Beans, green: Add 2 1/4 C. boiling water to 1 C. beans and soak for 1 1/2 hours.
Beets: Add 2 3/4 C. boiling water to 1 C. beets and soak for 1 1/2 hours.
Carrots: Add 2 1/4 C. boiling water to 1 C. carrots and soak for 1 hour.
Corn: Add 2 1/4 C. boiling water to 1 C. Corn and soak for 1/2 hour.
Onions: Add 2 C. boiling water to 1 C. onions and soak for 1 hour.
Peaches: Add 2 C. warm water to 1 C. peaches and soak for 1 1/4 hour.
Pears: Add 1 3/4 C. warm water to 1 C. pears and soak for 1 hour.
Peas: Add 2 1/2 C. boiling water to 1 C. peas and soak for 1/2 hour.
Potatoes: Add 1 1/2 C. boiling water to 1 C. potatoes and soak for 1/2 hour.

Many people enjoy meat jerky. Jerky does not store as long as fruits and vegetables. For storage longer than a month you will want to consider storage in the freezer or refrigerator. To aid in the curing of jerky, meat must be marinated in salt and spices. In days of old people used 1 1/2 cups pickling salt to 1 gallon of water and soaked the meat strips in this for a couple of days. Below are several marinade recipes for you to choose from. You will want to marinade the meat strips overnight.

Jerky Marinade No.1

1/4 C. Soy sauce
2 T. Worcestershire sauce
1/2 t. pepper
1/2 t. garlic powder
1 t. liquid smoke
1 t. salt

Jerky Marinade No.2

4 t. salt
1 t. pepper
1 t. chili powder
1 t. garlic powder
1 t. liquid smoke
1/2 C. water

Jerky Marinade No.3

1 C. ketchup
1/2 C. vinegar
1/4 C Worcestershire Sauce
2 t. dry mustard
1 t. salt
1/2 t. pepper

In checking the shelf life of dehydrated fruits and vegetables most resources recommended one year. Be sure your items are stored in a dry environment.

If you are an avid camper, a dehydrator can help in the preparation of awesome trail mix!! There are many recipes and suggestions on the internet proving the Nesco/American Harvest FD-80 Square- Shaped Food Dehydrator Is always there for you. To learn more information about this dehydrator please click on this link:

Category: Camping, diet, family, gardening, health, Helpful Hints, home, Hurricane Preparedness | Tags: FD-80 Square- Shaped Food Dehydrator, food storage, jerky marinade, Ndsco/American Harvest food dehydrator, save moneydehydrating times | Leave a Comment

Do You Want To Lose Weight In 2011? Wii Videos Can Be Your 24/7 Gym

Author: Judy Conway

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The Biggest Loser Challenge

There are many exercise videos to choose from. With the new Biggest Loser Series starting with a new group of contestants tonight and the popularity of this show, I have decided to share information on “The Biggest Loser Challenge” video for the Wii System. This is considered one of the leading interactive health and fitness videos.

This video provides an exercise simulation game based on the popular TV show. The 125 plus exercises, co-op play option, integration option with the Wii Balance Board featuring the cast and trainers of the show provides the user with a fun and healthy exercise program suitable for all members of the family. Every member of your family can get fit for the cost of this video and do it in the comfort of your home without going to the gym.

50 all new recipes are also included from the The Biggest Loser Cookbook.

This video allows you to exercise in the following environments:

•   The Biggest Loser Ranch
•   The Biggest Loser Gym
•   The Biggest Loser Yoga Area
•   The Biggest Loser Boxing Ring

You will be able to take part in warm ups, cool downs, cardio boxing, yoga, circuit training as well as core exercises. You can create your own fitness routines such as Belly Buster and Boot Camp. Integrate activities with stability balls, resistance bands and free weights.

With The Biggest Loser Challenge you can track your progress, receive encouragement and tips from Bob Harper and Jillian Michaels, enter your personal information which will calculate your score that will indicate your current health and fitness level and choose if you want to workout using the Wii Balance Board, stability ball or resistance bands for a more intense program.

This is one of the comments featured, “If you’re a fan of The Biggest Loser TV Show and have always felt you could use a little personal training from Bob and Jillian to lose a little weight yourself, this is the Wii exercise title for you.”

To learn more about this 4-star rated video and customer reviews on Amazon.Com please click on one of the links below. I have also included links for Dumbells for Wii, The Biggest Loser Challenge and the Wii Fit Plus with Balance Board.

I wish you greatest success with your weight loss program and becoming more healthy in 2011!

Category: family, health, Wii | Tags: Amazon, Biggest Loser Gym, Biggest Loser Ranch, Bob Harper, cardio boxing, circuit training, core exercises, Dumbbells for Wii, gym, Jillian Michaels, The Biggest Loser Challenge, Wii Balance Board, Wii Videos, Yoga | Leave a Comment

Twas The Night Before Jesus Came!

Author: Judy Conway

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This time of the year when we, as Christians, think about the birth of Christ I hope throughout the upcoming year we will take it one step further and think about whether we are ready for His return. Below is a revised version of “Twas The Night Before Christmas” .

‘Twas The Night Before Jesus Came’
written by Unknown Author

‘Twas the night before Jesus came and all through the house
Not a creature was praying, not one in the house.
Their Bibles were lain on the shelf without care
In hopes that Jesus would not come there.

The children were dressing to crawl into bed.
Not once ever kneeling or bowing a head.
And Mom in her rocker with baby on her lap
Was watching the Late Show while I took a nap.

When out of the East there arose such a clatter.
I sprang to my feet to see what was the matter.
Away to the window I flew like a flash,
Tore open the shutters and threw up the sash!

When what to my wondering eyes should appear
But angels proclaiming that Jesus was here.
With a light like the sun sending forth a bright ray
I knew in a moment this must be THE DAY!

The light of His face made me cover my head
It was Jesus! returning just like He had said.
And though I possessed worldly wisdom and wealth,
I cried when I saw Him in spite of myself.

In the Book of Life which He held in His hand
Was written the name of every saved man.
He spoke not a word as He searched for my name;
When He said “it’s not here” my head hung in shame.

The people whose names had been written with love
He gathered to take to His Father above.
With those who were ready He rose without a sound.
While all the rest were left standing around.

I fell to my knees, but it was too late;
I had waited too long and thus sealed my fate.
I stood and I cried as they rose out of sight;
Oh, if only I had been ready tonight.

In the words of this poem the meaning is clear;
The coming of Jesus is drawing near.
There’s only one life and when comes the last call
We’ll find that the Bible was true after all!

The song below sung by DC Talk is one that I have also loved and it does cause one to think.

I hope that you and your family have a beautiful Christmas. May it be one where we all look at others through the eyes of Christ and share his love, not just on Christmas, but throughout the year. We have so very much to be grateful for. Jesus was born into this world to be an example to us and to die for us. What a true gift He was. This should fill our hearts with much joy.

Blessings,

Judy

Category: Children, Christian, Christmas, family, Helpful Hints, holidays, Inspirational | Tags: Christmas, DC Talk, Twas the Night Before Jesus Came, Wish we'd all been ready | Leave a Comment

Where’s The Line To See Jesus?

Author: Judy Conway

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I received the link for this awesome song in an email this morning and just had to share it. I am including below the story behind the creation of this song and I hope you enjoy it.

About the Song

“While at the mall a couple of years ago, my then four year old nephew, Spencer, saw kids lined up to see Santa Claus. Having been taught as a toddler that Christmas is the holiday that Christians celebrate the birth of Jesus, he asked his mom, “where’s the line to see Jesus”?

My sister mentioned this to my dad, who immediately became inspired and jotted words down to a song in just a few minutes. After putting music to the words, and doing a quick recording at home, he received a great response from friends. He sent the song off to Nashville without much response, except for a Christian song writer who suggested adding a bridge at the end of the first chorus.

My dad then asked if I wanted to record the song to see what we could do with it. I listened to the song, made a few changes to the words to make it flow better, and we headed to Shock City Studios. It was at the studio where Chris, owner and producer, rewrote the 2nd verse and part of the chorus… with goose bumps and emotions high, we were all hopeful and felt like we had something special. The demo was recorded in just under 2 hours and sent off again to Nashville … still no response.

Then 2 weeks before Christmas last year, my cousins Greg and Robbie decided to do a video to see what we could accomplish on YouTube. The first day we had 3000 hits and it soared from there. We received e-mails, phone calls, Facebook messages from people all over asking for the music, CD’s, iTunes, anything… we had nothin’.

After a couple of meetings with Chris following the amazing response, we got serious. We headed back into the studio this past spring… this time with guitars, drums, bass, pianos, choirs… the real deal….. and here we are today.

Getting iTunes set up, a website put together, and loving that thousands upon thousands of Christians have come together…. remembering the true meaning of Christmas.

Out of the mouths of babes come profound truths that many adults cannot understand. Hopefully Spencer’s observation will cause people all over to reflect on the love of Jesus, and that one day we will all stand in line to see Him. We are most thankful to our Heavenly Father to have this chance to share our music with you. Merry Christmas everyone.”

I hope you and your family have a blessed Christmas and that 2011 will be a prosperous year filled with all your favorite things.

Judy

Category: Children, Christian, Christmas, family, holidays, home, Inspirational | Tags: Christian, Christmas, Jesus, true meaning of Christmas | Leave a Comment

Are You Sharing The True Meaning Of Christmas?

Author: Judy Conway

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This time of the year can be one of great excitement, joy or depression. It all depends on what is happening in your life. Are you sharing the true meaning of Christmas?

To people who do not have financial worries this time of the year is truly joyous. It is a wonderful feeling going to the stores and looking for gifts for your family and friends. It is a great feeling to pull out your list and checking it twice of all the notes for what people in your life have mentioned they would “love to have” throughout the year. Your smile widens at the thought of them opening your gift.

But, there are those people who are wondering if they are going to be able to make their next mortgage payment and how they are going to buy food to feed their children or themselves. This can really cause depression at this time of the year. I personally know how it feels not to be able to buy gifts for the people I love. You can come through the month of December feeling like a failure and very, very sad.

Maybe you have experienced dealing with a less than congenial sales person or cashier. Instead of rewarding their less than appropriate attitude with one of indifference I end up asking myself what could be going on in their life. Are they feeling badly watching all the money that is being spent and wishing they only had maybe twenty dollars that they could spend on a gift for their spouse or child? Cashiers in grocery stores may be wishing they could afford to buy the makings of a traditional Christmas dinner.

Even if you are in the position of not have enough money to splurge on Christmas with the gifts and all the decorations, I am sure you can find something to be thankful for. Healthy children, a spouse that loves you and is by your side, a job, or even a part-time job …. These are just a few blessings.

I can remember one year after I was divorced that I did not have money to buy my girls Christmas gifts. They “needed” new nightgowns and that was the only gift I could wrap and put under the tree. In addition to the wrapped nightgowns under the tree, I sat down and wrote each of my daughters a note telling them how much I loved them and how important they were to me. I told them that I was sorry I could not give them more but I was giving them the greatest gift I had … ALL of my love! And I hung the notes on the Christmas tree.

So as you are going through this hectic time I hope you will try to have compassion for the less fortunate people around you. And for people you don’t know an outstretched hand, hug or simple Merry Christmas could do a great deal to lift that feeling of depression.

Many years ago I wrote the following and every year around this time I like to share it. I hope you will take a few minutes from your busy schedule to read it.

The title is, “The Greatest Gift”.

As the last faint sounds of Christmas carols fade off in the distance, and the water begins to chill around your ankles as you soak your aching feet …. What will you really recall about Christmas? What was the greatest gift?

I honestly believe that if a poll was taken as to the true meaning of Christmas, “receiving/buying gifts” and “Santa Claus” would rank as the most often answered.

Will a smile of love and appreciation cross our faces in the midst of scurrying around to find a bigger and better present for sister Sally than what brother Joe will give her; hunting down the fullest and tallest tree, and decorating our dwellings. Will we remember the real purpose of this Holiday Season, the birth of our Lord and Savior, Jesus Christ? Will we stop to ponder about that baby in the manger and how His life and death has brought meaning to our lives? His life was an example of the way we are to live. He loved us so very much that He was obedient to the end, even unto death on a cross.

We seem to get so caught up in the materialistic outlook of life we lose touch with the most important gift we have to give, not only at Christmas, but every day of our lives. That gift is the gift of love. Not love as the world knows it, but as Jesus Christ lived it. Instead of, or in addition to, decorating the outside of our dwellings, we should decorate the inside of our “temples”. We should take Christmas out of our pocketbooks and put it back in our hearts!

Reach out and help that one person others may look at as repulsive. Maybe before the economy took the dive it did that person was a corporate CEO. Take a minute and ask yourself, “Are you sharing the true meaning of Christmas?”

I wish your and your family a blessed Christmas,

Judy

Category: Christian, family, holidays, Inspirational | Tags: Christmas, family, gift of love, gifts, Jesus, true meaning of Christmas | Leave a Comment

Who Do the Chilean Miners Credit Their Rescue To?

Author: Judy Conway

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I have wanted to write a post on the miraculous rescue of the Chilean Miners and have just received an email that makes me stop and submit this post before I do another thing. The story in this email shows who the Chilean Miners Credit their rescue to.

My family and I found it remarkable that the President of Chile and their First Lady stood diligently by as each of the 33 miners were brought to the earth. That truly spoke volumes to us about what kind of man governs the great country of Chile. I commend them both for demonstrating their love for their people.

When I was nine years old my dad worked in Chile for two years. It is a beautiful country with warm hearted people and a great culture. I would like to be able to go back and visit Chile again. That is on my “bucket list”!

I know that I joined with many people around the world in tears and giving thanks as each man emerged. Imagine being imprisoned underground for 69-70 days. What thoughts must have gone through their minds. What anguish they must have felt for their families and they for them.

Below is the video that was referenced in the email I received. I truly appreciate the time and effort that this person put into deciphering what the words on the miners’ shirts said. And yes, contrary to some post on YouTube under this video, God’s hand was definitely on this rescue!

Enjoy the video.

Blessings,
Judy Conway
Skype ID: judy.conway
Email: judyconwaymarketing@gmail.com

Category: Christian, family, Inspirational, Prayer | Tags: Chile, Chilean Miners, Chilean President, God | Leave a Comment

Did You Know the AARP Magazine Can Save You Money?

Author: Judy Conway

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For the longest time, I must sadly admit, I treated my AARP Magazine as junk mail. Because of what I have discovered I want to ask you a simple question – “Did you know that the AARP Magazine can save you money?” I realize, of course, that you may not be old enough to be involved with AARP, but when you reach the age of 49 (the age I joined) I would suggest that you join.

In the September/October 2010 issue there is a great section on 16 ways that AARP saves you money. I would like to list these here just in case you missed this article.

Many of us have been coupon clippers for many years. It surely is a great feeling to check out at the store and find you have saved, in some cases, more than you have spent. And this happened just because you took the time to clip coupons. With the economy the way it is today, you cannot afford not to clip coupons. The AARP Grocery Coupon center offers coupons for more than just groceries. You can check these out at http://grocerycouponcenter.com.
If you are like me, I am always looking for discounts at the national chain stores. These include Target, Sears, Kmart, and many others. The Everyday Savings Center is powered by Next Jump. You can find discounts on things from books, electronics, furniture and much more. For more information on this service check out http://everydaysavingscenter.com/deals.
Nowadays, it is a blessing when we can find tips on low-cost home improvements, including no-cost ways to improve our energy usage. How many times do we find ourselves postponing a home improvement project because it is too expensive? AARP Magazine suggests checking out http://aarp.org/homeupdates.
Often we forfeit going out to eat as it just does not fit in our budget. Denny’s offers a 20 percent savings off your check every day between the hours of 4 PM and 10 PM just by your showing your AARP card. (please note that this offer cannot be used with other promotional offers and this is valid only at participating Denny restaurants). You can also get coffee for yourself and your guests for $1.00. You can call your local Denny’s to check this out at 800-733-6697 or go to their website at http://dennys.com.
I am most definitely going to be checking this “way to save” out myself. I did not participate in driver’s education when I was in high school but now AARP is offering the first and largest driver refresher course in the classroom and online. This will be at a discounted rate for AARP members. I have a spotless driving record but this could save me money. Check out the regulations in your state. Taking this course could very well save you money on your insurance premiums. For further information you can call 888-227-7669 or go to http://aarp.org/drive.
Who does not like to travel? As our purse strings seem to be getting tighter it is more and more difficult to take those vacations we would like to. The AARP Travel Center powered by Expedia can help you with your domestic and international vacation packages, cruises, flights, hotels and rental cars. You can be eligible for discounts from most AARP Travel hotel and car providers, as well as receiving extra onboard credits on select cruises. In addition you will not be charged air or cruise booking fees. Check out 800-675-4318 or http://expedia-aarp.com for more information.
And while you are on your way to the airport, perhaps you will need airport parking. You can save 10 percent at more than 130 off-site discount airport parking facilities operated by Park Ride Fly USA nationwide. They offer complimentary services that include curb-to-curb shuttle service to and from the airport, valet and/or self-parking and luggage assistance (this is an enormous help for sure). Call 877-503-7275 or log onto http://parkrideflyusa.com/aarp for more information.
I do not know about you, but car and home insurance payments can take a big chunk out of your budget. If you insure your home and auto with the AARP Auto and Homeowners Insurance Program you can receive up to a ten percent discount on your homeowners-insurance rates and an additional fifteen percent on your auto insurance. Go to http://aarp.the.hartford.com/msb, or call 800-689-9089, code 440160 for specific information.
If you are looking for ways to save on your cell phone plan, you can receive a free phone from Consumer Cellular when you sign up for a new service. With this program you will receive 5 percent off your monthly service and 30 percent off selected accessories. You will not have to sign up for a long term contract. Call 888-437-9226 or go to http://consumercellular.com/aarp.
Who is not trying to become more physically fit? Visit AARP’s online fitness center for exercise news and motivational tips. You can join an online group, Fat2Fit, and be part of a group that has helped almost 4,000 people lose weight over the past year. If you would like more information on this program check out http://aarp.org/fit.
Most people at this age are looking for ways to save money on eyewear. AARP has a program that can help you save on bifocals, trifocals, lens options and frames. You can realize these savings at LensCrafters, Pearle Vision, Sears Optical, Target Optical, JC Penney Optical and also at many private practitioners. These savings are offered through EyeMed Vision Care and for more information you can go to http://aarphealthcare.com or call 888-352-3924. These savings cannot be combined without other discounts.
Health insurance is very expense and there are many people who cannot afford a health plan. This means that screening tests are not being performed. You can receive six free health tests for such things as bone density and cholesterol, through the AARP/Walgreens Wellness Tour. This program is visiting cities nationwide and in Puerto Rico through February 2011. Call 866-484-8687 or go http://aarpwalghreens.com/tour. By logging onto the website you can see where the tour will be going.
Medications are another expense that many people are having difficulty affording. Check out AARP’s Doughnut Hole Calculator to find less expensive generic drugs. Those who have fallen to Medicare Part D’s “Doughnuthole” will receive a $250.00 rebate check from Medicare automatically this year. Check out http://aarp.org/doughnuthole for further information.
(Also remember that if you are having difficulty affording your medications you can contact your drug’s manufacturer and check on their assistance program. Many pharmaceutical companies, depending on your income, will supply your medications free of charge. You will have to request the required forms and get your doctor’s approval and prescription request. This was not in the AARP Magazine, but I speak from previous experience!)
Just because we have retired it does not mean that we still do not want to be active in the work force. We still have a lot of value to offer to the corporate world. If you are seeking no-cost job-search assistance or career counseling so you can maintain a marketable profile, AARP offers free advice and resources including career fairs and access to employers that are seeking workers 50 and older. If you require this type of service, check out http://aarp.org/work.
If you have retired AARP offers free webinars with tips on how to better stretch your money and helps you with information on ways you can make ends meet. If you have not retired but are thinking about it, AARP can help you figure out how much you should be saving for retirement. Go to http://aarp.org/moneywebinars.
Last, but definitely not least, AARP is always looking out for your interests in the halls of Congress and in all 50 statehouses.

AARP has fought to provide $250 in relief to Social Security recipients whose benefits were frozen this year.

AARP strives to protect and strengthen Social Security not only for you, but for generations to come.

Did you know that AARP saves consumers billions of dollars in home-energy costs by defending us against unfair rate hikes utility companies?

This is only a very small portion of the plethora of information that is included in the AARP Magazine. There is so much value in this magazine, including health, money, motivational articles, etc. this was just the tip of the iceberg. This is by no means “junk mail”, and do not throw it away before reading it from cover to cover.

I hope that this information is helpful to you. Please share this information with others so they will know that the AARP Magazine can save them money and how the AARP Organization is working to help us. This is so very important, especially during the economical conditions of our country.

Happy Savings!

Judy Conway

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